What is an origination fee? Dane April 26, 2018 13:09 Updated Follow An origination fee is an upfront fee charged for processing a new loan application. Related articles What is a finance charge? Is there interest or fees associated with UpLift Pay Monthly loans? After completing my application and approving my loan, I noticed you charged my card twice. Why did you take two payments? Contact Us Which credit or debit cards can I use to make my loan payments? Comments 0 comments Please sign in to leave a comment.