What is an origination fee? Dane April 26, 2018 13:10 Updated Follow An origination fee is an upfront fee charged for processing a new loan application. Related articles Can you apply before booking a trip or do you need to book the trip first? What is a finance charge? Can UpLift make an exception if I am not approved for a loan? Is this an installment loan? After completing my application and approving my loan, I noticed you charged my card twice. Why did you take two payments? Comments 0 comments Please sign in to leave a comment.