Can I negotiate the rate or my loan terms? Dane April 17, 2018 19:18 Updated Follow Our loan terms are non-negotiable. Related articles Can I make other changes to travel I made with UpLift Pay Monthly? Can I use a co-borrower? Is UpLift a Simple Interest Loan or a Compound Interest Loan? How do I accept my loan? Do I need to be a traveler on the itinerary in order to apply for a loan? Comments 0 comments Please sign in to leave a comment.